Insurance Market Advisors
Whether you’re a small business or a growing company, our flexible group health plans provide affordable coverage, peace of mind, and lasting value. Compare customizable plans, explore wellness benefits, and discover how easy it is to give your clients the protection they deserve.
Why Employers Choose Insurance Market Advisors
- Ability to lower claims exposure by leveraging two
insurance carriers - Achieve savings of 10-20% or more on premium costs
- Create a long-term solution to managing their health
care spend - White glove customer service and support
The Modern Problem
How Have Employers Been Impacted?
70% of employers now offer HDHPs (High Deductible Health Plans) costing employees higher upfront costs.
What Do Smaller Employers Do?
Smaller employers have no way of truly managing their healthcare spend so they're forced to shift more of the costs to employees.
Can Individuals Afford Modern Costs?
60% of American households can not afford to pay $1,000 health care bill and 54% of adults in the U.S., have delayed health care, because they can’t afford it.
How Have Employees Been Impacted?
High health care deductibles have left employees with significant out-of-pocket expenses.
How Have Providers Been Impacted?
Providers are having to collect most of the cost of care from insureds because of the industry shift to HDHP’s.
Does This Affect The Economy?
The American Hospital Association estimates uncompensated care, bad debt annually, at a whopping $120 billion!
Why Employees Choose Insurance Market Advisors
- More affordable medical care with lower out-of-pocket
expenses - Lower premiums and more robust benefits that they
can actually use - Concierge Customer Care to help with claims and billing
issues - Member Portal for online access to claims, EOBs, ID
Cards.
Our Competitive Advantage
Benefits mirror the underlying medical plan and pays directly off the major medical’s EOB (No Gaps in our Gap).
Plans cover both inpatient and outpatient benefits equally. No reduction on out-patient benefits.
Fits seamlessly with virtually any major medical plan. Fully insured, level funded or self funded.
Dedicated Account Managers who specialize in Secondary plans.
Concierge Customer Service Team, best in business.
Fully customizable plan designs including carving out office visit and prescription drug copays, shared deductible plans.
Why Brokers Choose Insurance Market Advisors
- Help create an overall healthcare solution, not just a Gap
quote. - Customized plan designs including office visit and pharmacy
copays. - Dedicated Account Managers who are trained in secondary
insurance that can assist with provider and claim issues - Technology and System Compatibility. Can accept multiple
file feeds including Employee Navigator.
Ready To Elevate Your Group Health Clients?
Contact Insurance Market Advisors today and schedule a consultation with our Group Health experts or to learn more about our Group Health plans.